White Paper – Crisis in Corporate America header image

White Paper – Crisis in Corporate America


“crisis in corporate america: How to reduce healthcare costs”

Businesses that fully insure their employees are almost always over-insuring their employees. That is, they pay far more in premiums than the medical care of their employees actually costs. For this reason, many businesses are moving to a self-insurance model where they pay the cost of their employees’ medical costs directly and have a stop-loss to mitigate against catastrophic medical expenses.